
Required by law in most states, auto liability insurance is a two-fold plan that covers bodily injury and property damage. Though these are separate, they are both legally required. This covers expenses from injuries to other people or property damage if you, the Plainfield driver, are at fault. So, what does liability coverage pay for? Let’s take a closer look at what it offers, should you get into a car accident in your new Chrysler, Dodge, Jeep, Ram.
While both bodily injury and property damage fall into your overall liability coverage, each can have its set limits. Though the state sets minimum limits, you can set your limits based on how much you are comfortable with. Liability insurance covers the following:
Bodily Injury
Property Damage
Remember the key factor is that this coverage is for the victim of the accident, not the driver at fault. It’s also essential to set proper limits on your liability coverage that align with how much you can offer.
When setting up your plan with your Shorewood or Romeoville agent, you’ll have to discuss coverage limits. Limits can either be split or housed as a single limit. Here’s how that works:
Purchasing a new or used vehicle means properly going over, and understanding, all available financing and auto insurance options. Make sure you’re following state guidelines while also selecting the coverage that’s appropriate for your needs. If you have any questions, visit us at Lockport or simply contact us online.
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